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Loan Services

Get Loans For as Low as 3.99% APR

Apply for a Loan Now

Manchester Municipal FCU offers a variety of loans for whatever may fit your needs

New & Used Autos

Time for a new ride? Shop confidently knowing you’re prequalified or apply for a quick decision (usually within 24 hours).

  • Borrow up to 120% for new and used vehicles
  • Protect your investment and save money with GAP & Accident Deductible Reimbursement
  • Fast pre-qualifications and approvals


Something unexpected arise or have a wish to fulfill? Consolidate debt, Repair your vehicle, Take a vacation, Get married, Purchase hearing aids, Perform home improvements, Get dental work, you name it!

  • Borrow up to $25,000
  • Finance for up to 60 months
  • Fast approvals

Signature Line of Credit

A little short this month? Something unexpected occur? Don’t want to use your credit card?

Our Signature Line of Credit lets you continually borrow funds up to your approved limit at a low, fixed rate. Use the funds for unexpected expenses such as car repairs, medical bills, or whatever you may need. Use this loan instead of your credit card. It is linked to your checking account; all you do is write a check and the loan will transfer funds in $100 increments up to your limit!

RVs and Boats

There’s nothing like leaving it all behind. Don’t let unreasonable rates stall your adventures. Whether it be heading for the mountains, visiting our National Parks, or being out on the water; MMFCU can help you navigate the way to owning your own RV or boat.

  • Low rates
  • Finance for up to 84 months
  • Fast pre-qualifications and approvals

In-School Student Loan

Know exactly how much borrowing will cost to repay.

  • Borrow up to $25,000/year for in-school
  • Finance up to 100% of tuition & housing
  • Immediate repayment saves you thousands in interest
  • Terms up to 15 years
  • $0 Origination Fees

Student Loan Consolidation

Eliminate the confusion of having multiple loans with multiple payments and likely variable interest rates.

  • Borrow up to $100,000
  • Terms up to 15 years
  • $0 origination fees

Auto Refinance

Want to lower your rate or lessen your payment? Refinance your current auto or lease buyout with MMFCU.

  • Borrow up to 120%
  • Finance for up to 84 months
  • Protect your investment and save money with GAP & Accident Deductible Reimbursement
  • Fast pre-qualifications and approvals

New Start

No Credit or low Credit? Building good credit is one of the most important things you can do for your financial wellbeing. Grow/repair your credit with MMFCU.

  • No secured funds required
  • Fixed rates
  • Terms up to 24 months

Some applicants require co-signer

Home Equity

Treat yourself to home renovations or new furnishing, consolidate debt, or pay medical bills using the equity in your home.

  • Finance up to 90% loan-to-value
  • Terms up to 15 years
  • Fixed interest and monthly payment for the life of the loan